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Hiya All,

What a tough year or 2  it's been for you, me too.  I am a single parent, After having my amazing little baby girl (2 and a half years ago), my business - Personal Training started to decline due to many issues all happening at the same time.  In the end I could not afford to get to The Gym, renew my Instructor insurance or renew my tax disc.  I had to give in!!  I had tried everything, even delivering Kleeneze catalogues around my local area with my baby in the pram!

I lost my flat that I had previously worked hard to get, they repossessed it on The 24th December last year, the day before Christmas!!  I had found a place to rent the month before and for the first time in my life have had to claim benefits. Lost my car too.  Hence all this worry and pressure has led to depression/stress.  I have debts which are chasing me up left, right and centre.  I will probably have to declare bankrupt in The New Year.

But hey ho I am still alive with my most precious gift - my daughter.  It's weird as it's been lovely and amazing being a mum, but all this other stuff going on so extremely tough too.  I so want to help myself and my daughter get back out of this hole, but it seems I can not!  Whatever I try, I have lost all my confidence in my ability to teach Fitness too now!  But I am pinning my hopes on this just being a stormy season and all stormy seasons eventually end and the sun shines through.

All the best for the New Year, I hope it is a year of blessings for you :D

Poppy

This is an appeal for the kind hearted people out there.  I am 42 years old, married with 2 children.  I am totally broke.  I need financial help to restart my business.  I don't want charity  and I need a loan of $10,000 as capital for my business.  I shall return the loan within one year.  Can anyone help me?  I am also willing to give a share in my profits in my business.

I am looking for someone who can help me make some sense of what is happening to me. I understand the whole world is in a sea of turmoil right now, but is there anywhere one can go for assitanse to make sense of it all? I feel as if i have become a spectator to my lifes demise. I at one time lived well and was loved. I now find myself alone and poor.

Ok here I go; I am a 31 year old female with two kiddies my needs are nothing to do with illness,

thank God for that.

This year my husband left me, I lost my house my car and have now gone bankrupt thankfully myself and my children are living with my parents.  I work as much as possible to fit in with kids, but now my father has lost his business and we are struggling to cope.

We need about £15.000 to help us for about 1 year, they have tried banks and loan companies with no joy, the awful thing is that they have been left a share of a property which is on the market now, and the estate agents have said it should not take longer than a year to sell.  If anybody can help us out it would be wonderful, I know with time we could pay this loan off with a little extra, we can also do it legally if wanted...

Even thinking of loan sharks at the moment or selling myself  I hate seeing my family struggle.

PLEASE HELP

Hello im Edgar i got fired two weeks ago because they blammed me of something i didnt do it was friend of mine that was changing tags in the store and they thought it was me and they fired me and now they send me a ticket for 350dlls and i dont have any money right now im living with my grandma and we dont have that kind of money right now so anything will get doesnt matter if its a dollar or one hundred it will help and if many people donate 1dll that will be great thank you and God Bless You All my bank account is 6426779960

i am married man wih one children.i am 31 years old, and my children 4 years old.i live in java island.i have food's business , but now is bankrupt. my loan / debt a lot of and i can not pay. i am poor man.meanwhile my child need education and my family have to eat.my mother also taking ill and need medicine to cure.i dont have money to buy medicine.please help me for pay my loan at bank,and please help me for my child education and for buying my mother medicine.you can transfer at my wife's bank account : BANK MANDIRI 142-00-0635775-9  AT SURABAYA CITY,BRATANG BINANGUN,JAVA,INDONESIA.MY WIFE'S NAME IS : NUR AZIZAH .  please, help me. my email : mbah@easy.com

So... I need help. I am in debt and I don't know what to do. My debt is the result of me furthering my education in order to achieve my life long dream of becoming a high school art teacher. I am 30 years old and I am in debt for $30,000. While I am doing my best to pay it back, I am not making ends meet and and finding myself falling further and further behind. I have spent the past year working as a supply teacher but working as a supply teacher, you are not always certain when you will be needed. I have a fiance but she is in the same situation as myself only her debt is closer to $50,000. I recently sold my bicycle and my guitar just so we could make our rent payment for this month. We are happy together but the stress of an $80,000 debt is almost unbearable. We have considered declaring bankruptcy by we fear what it will do us later on down the road. We are both teacher and we are good people. Our debt came as aresult of our schooling and not frivilous spending. I need your help. Please hear my plea. Thank you for taking the time to read this.

Chris.

I was married 10 years ago i got sick lost my job then after several month recovered and my wife filed for divorce we were both given debts in our divorce decree i got mine paid off she didnt pay hers i was notified in november of a company that said they hired a private firm to serve me papers for court i was never served and knew nothing about the court date now i have a garnishment against my wages 25% of every check goes to this. ive spoken with lawyers and they say my only recourse is to file bankruptcy because it would be fruitless to try and fight this in a lawsuit because they say its my word against theres. I pay 566 a month child support 348 a month for my car and all my other bills but when i lose on average 800 a month because of this i cant even hardley survive. im behind on everything because of this i have worked hard to get to where i am and to be losing it because of my ex wifes carelessness is killing me im stressed sick and feel like im losing it can anyone help any amount will be helpful  even if i have to file bankruptcy. this is not a scam its on www.casenet and on www.digitalcharity  i just really need help ive had nothing but scammers on the other site please if you can help please do or if you know someone that will. I will be eternaly grateful and will update this as i receive help from anyone with name or however you want. Thank You

I retired from the military 2 years ago after 20 years of service, and moved to Atlanta.  I was working as a Defense Contractor and was laid off in early 2007.  I struggled with a severance package to stretch out during the duration of my layoff.  As a result, my emergency savings is completely depleted and my bills are currently more than my income.  I have a 5 year old daughter that I am supporting and with the holiday season coming up, I want her to have a nice Christmas.  I don't buy anything at all for me, and take less than $20 per week for myself, the rest goes to my sustaining my daughter, my household, and my bills.

 I've received some help from friends and family already, and need $2000 to bring all of my bills current and to get my head above water once again.  Any assistance, no matter how much or how little, would be greatly appreciated.

My father passed away in 1999, and the past years have been very difficult financially for my family.  My mother recently had to re-finance her house and may ultimately lose the house for not being able to pay.

Anyone who can spare a small or large amount will greatly help reduce the amount she owes, and I would like to setup a solid investment fund with money from generous people in order to help give her some security.

Hi,

We are a middle age couple that are experiencing some extreme financial difficulties, like so many others. We found each other after we both came out of horrendous divorces and have both been stripped of everything we own. Struggling even to see our own children. We both are employed and working for what it seems like nothing. We are havent lost the spirit but it gets very difficult. We pay the bare minimum of bills and wonder if we will ever get thru this!!! If there are any kind hearted generous people out there willing to help us we would certainly be prepared to work out something (loan, work) We would be truly be grateful

This is a post that one of my friends made. Im not sure how to help her. So i am sending out wishes for her to get help.

I Need A Miracle
Current mood:  disappointed

I am so in debt right now. I am really considering filing bankruptcy this year. I am so stressed beyond comprehension. I need help in finding a way to make some decent money. I just can't take the pressure anymore. All these medical bills have chewed a new hole in my ass. Now I am being pressured for another six grand to have my back done. I just can't do it right now. There's just no damn way. I am ready to fall off the face of the earth. I feel like I can't even face the day anymore.

  I can wake up in the best of moods and I swear within an hour I am severely depressed again. I can't shake out of this shell.  I feel trapped and disgusted.  I'm not sure if it's because of just having the operation or what, but so many things are going on at once I can't even fathom how to fix these problems are just let them slide. The lack of money issue is the biggest thing right now. I don't know how I can even think about taking a second job.I feel like there is no light at the end of my tunnel. What can I do to fix this crisis?

Okay, so here it is.  I confess that I filed for bankruptcy last year

and believed that it was the best thing to do given the circumstances.  Since 2005 I have tried to get another job, I have tried to defer debt and rebuild my credit.  It all has gone back to

the point of no return.  Currently, I have faced eviction from an apartment I had lived in for 13 years.  I had deferred my student loans (30,000) that will now begin in February 2007.  I have reduced all living expenses with the exception of getting gas and

maybe a cup of coffee to drink for breakfast, lunch and dinner.

Please help!... I will hear back from the 5 interviews I had in 2 weeks.  Until then, I owe at least 5000 due to working on commission and having to pay back the draws that I took to stay afloat.  I am struggling to survive.  Keep the car payment $293.00 per month so I can drive to interviews and the commissioned base job that was the only work I could get at this time.  It is a nightmare.

The more I work, the MORE I OWE.  I believed that in America there was opportunity. I guess Not for sociology majors.  Sometimes I believe that if I had not gone to college and had bought a house instead I would have been in a better position. I guess Not for the aged.  I am 48.  I believe I have 10 to 15 years of work life left.  If you have suggestions do write to platovla@yahoo.com

Thanks...Someday I will pay you back every red cent.